Benefits of Online Payday Loans

There are many reasons why getting a payday loan from our company is a smart choice. Here are just a few of the benefits to choosing PaydayLoanToday.com as your lender:

Same Day Payday Loans Online

We make things fast and convenient. Our online application is one-page with the minimum information required for us to make a decision about your loan request. Once you submit your online application, it will be processed in real-time and you’ll know if you are pre-approved within minutes.

We offer same day processing for all new applicants and existing customers. If you submit your loan request by our processing deadline (3pm Pacific / 6pm Eastern), your request will be processed the same day (excluding weekend and holidays). Once approved, funds will post to your account the next business day.

We are a direct Lender. As a direct lender, when you apply with us and are approved, we’re the company that will fund your loan. You will be dealing directly with us. If we are unable to approve your application, we do offer the option to find another lender for you from our network of affiliated lenders. If you prefer we do not do that, simply select that option on the application and the process will end with us.

Fast Payday Loan Approval

Funds will be available the next morning. We process your loan funds the same day we approve your loan request. Once processed, the loan funds will post to your checking account the next morning (excluding weekend and holidays).

We have live customer service hours. We have live customer service representatives available to assist you Monday through Thursday, 8:30am – 4pm Pacific Time (11:30am – 7pm Eastern Time), and Fridays 10am – 3:30pm Pacific Time (1pm – 3:30pm Eastern Time). You can contact us by phone at 1-877-210-2274, by using the contact form on our contact page, or via email at service@paydayloantoday.com.

Easy Payday Loan Application

We have a simple one-page application. Our application does not contain multiple pages or unnecessary steps. We only request the information that we require.

You can select your pay date of choice for repayment within the next 30 days. We do not require that you pay your loan back on your next pay date. We understand that the next pay date may simply be too soon and that you may need more time to get back on track. You can pick the pay date that works best for you within the next 30 days. This means that if you’re paid bi-weekly (or twice monthly) you’ll have at least 2 due date options to choose from. If you’re paid weekly, you usually have 3 or 4 different options!

We offer a buy down option if you can’t pay in full on your due date. Although we don’t offer installment loans, we do offer the option to “buy down” your loan if you cannot pay it in full on the agreed upon due date. This means you extend your due date and pay the applicable loan fees plus an additional amount that goes directly toward lowering your principle balance. This option is used by many of our customers who prefer to repay their loans in a few payments versus just one payment.

We care about our customers. We genuinely want to help you. The service we offer is designed to help you get out of a short-term financial emergency. We understand that you may be short on cash between paydays but still need to pay that unexpected bill or pay for an urgent car repair. Our goal is to provide you with the cash you need while providing you with the service you deserve. Respect, privacy, and quick, quality service are our top priorities.